About the service
How to use the services
How to download your JAVA Application
Q & A


1- How to use the SMS PULL?
In a text message from your own mobile*, you should:

a) Type the codes listed below related to the type of information you would like to receive, followed by blank space.
These codes are as follows:

BAL to check your card's available limit
PTS to check your points' balance
DUE to check your monthly due payment
TRX to review the summary of the last transactions made on your card(s)

b) Enter the last 6 digits of the card number you would like to pull information about.
c) Send your SMS to our messaging center: 03-000737
d) A message reply, with the required information, will be sent back to your mobile within minutes.


Note: In case you would like to get information about all your cards,you should only enter the required code and then send your SMS to our messaging center 03/000737.

Important Notice
» Upon enrollment to the "SMS Alerts service", you will:

   • Automatically be registered to the "SMS Pull" service.
   • Benefit from 5 complimentary SMS Pull / Month anytime you want (any additional SMS will be charged 0.1$).

» Your mobile phone should not have the “Clear” Service.

2- How to use the SMS Transfer?
In a text message from your own mobile, you should:

1. Type the Code "XFR"
2. Enter the last 6 digits of your card FROM which you would like to transfer money followed by a blank space.
3. Enter the last digits of the card TO which you would like to transfer money followed by a blank space.

a) In case you would like to transfer money TO any of your Bank Audi credit cards:
    • Enter the last 6 digits of your credit card number.
b) In case you would like to transfer money TO a different Bank Audi Cardholder (you have to register the card number of the beneficiary in the application before making the transfer transaction)
    • Enter the 16 digits of the beneficiary card number.

4. Type the amount of money that you would like to transfer followed by a blank space.(no currency sign should be typed)
5. Send your SMS to our messaging center: 03-000737
6. A message reply, confirming the transfer, will be sent back to your mobile within minutes.

Important Notice
1) Your Mobile Number should be registered in the SMS Service.
2) The transfer will be made according to the currency of sending card.

Terms of the Transfer
Terms Transfer from client ID to the same client ID Transfer from client ID to another Bank Audi client ID
Minimum amount/ Trx N/A 10$
Maximum amount/ Trx N/A 5000$/Month
Transfer Fee 0.5$ 0.5$
Conversion Fee (if any) 0.2% 0.2%

Note:If a transfer is made from Horizon Orange/ Horizon Blue cards, the transaction will be treated as Revolving disregarding the amount.


Bank Audi Back To Homepage