Card Limit
Your card will have two limits:

	You may spend your revolving limit wherever you want.
	Your installment limit can only be used to purchase items from the Hot Merchants network.

Installment Plan

	All transactions made on all Items at the Hot Merchants Network will be treated as interest-free installment payments.
	All other transactions will be treated as normal revolving payments.

Monthly Statements
You will receive two comprehensive monthly statements:

	The first statement will detail all revolving transactions and their monthly minimum payment.
	The second statement will detail all installment transactions and their monthly minimum payment.

Monthly Payments

	For revolving transactions, all settlements you make will be added to your remaining limit and will therefore be available for you to use again.
	For installment transactions, all settlements you make will not be added to your remaining limit and will therefore not be available for you to use again.