Travel Accident And Medical Emergency Insurance

The Travel Accident & Medical Emergency Insurance provides you with coverage for up to $100,000 in case of personal accident and/or emergency medical expenses.
The insurance coverage is valid for trips not exceeding 90 days.

Who is covered?
As an eligible cardholder, you and your immediate family will benefit from this insurance policy.
Immediate family means: spouse, financially dependent children (under 19 years), parents, parents in law, brothers and sisters.

How to get coverage
You will be covered during your trip whenever you use your Bank Audi card to pay:
the cost of your airline ticket in full (and your family members' tickets)
or
the airport tax when travelling with a complimentary ticket (received from air mile or point system programs).

Period of insurance
This policy covers you during your travel outside your home country and for a period not exceeding 90 days.

Territorial limits
Worldwide excluding Lebanon.

What is covered?
a) Medical Expenses    up to $100,000
If during a trip you get unexpectedly ill, injured or admitted into hospital or clinic (for more than 12 hours), the insurance company will pay up to the amount stated below in respect to medical, hospital and treatment expenses (including emergency dental treatment for immediate relief of pain only):

Medical & Other Expenses     $100,000
Overseas Burial Costs          $2,000

b) Personal Accident     up to $100,000
In the event you sustain an accidental bodily injury during your travel, you will be covered for up to $100,000 in case the bodily injury results in any of the following losses:

Death by Accidental Bodily Injury  $100,000
Loss of one or more limbs             $100,000
Loss of one or both eyes               $100,000
Permanent Total Disablement        $100,000

c) Daily Hospital Benefit     up to $1,500
In the event that you are admitted to a hospital abroad, as an in-patient due to Accidental Bodily Injury or Sickness during the trip, the insurance company will pay you a benefit of:
$50 for each complete day (up to 30 days and $1,500 in all)

d) Baggage & Personal Effects     up to $2,000
If during a trip your personal baggage are accidentally lost, stolen or damaged, you will be indemnified for up to $2,000 for the basic value or cost of repairs, whichever is lesser.

Single Article Limit                        $500
Jewelry and Valuables Limit           $500

e) Legal Expenses     up to $1,000
To pay for legal costs and expenses up to the amount stated above incurred by the Insured Person or the Insured Person's representatives in pursuit of legal proceedings against a third party for compensation and/or damages directly arising from or out of injury to or death of the Insured Person during the period of the journey, including the costs of consultation.

Deductibles
Deductible for Medical Expenses   $200
Deductible for Baggage and Personal Effects   $100